Vineyard Ministry presents:

BIBLE-BASED FINANCIAL PRINCIPALS

Mismanagement of personal finances is one of the most devastating factors that wreaks havoc in the lives of many. The root cause is entering into adulthood without any preparation to handle one’s finances. In general, it is not taught in school or in the home. Most young people embarking on adulthood are left to their own devices. Many soon find themselves buried in debt. Where then can you turn for perfect financial advice? THE BIBLE. Believe it or not, the BIBLE discusses every aspect of personal finances. God’s Bailout Plan takes bible based financial principles and uses practical applications that support HIS principles to get your finances on tract. This book is of benefit to 

1) Those in financial turmoil; 

2) Those who are seeking to improve in a couple of areas or 

3) Those who are curious as to what scripture says about finances.

The book also contains a self- assessment tool that allows you to gauge where you are on the financial spectrum. Advice is also provided to address identified weaknesses. It’s never too late to turn your situation around. Let’s get started!


About the author

Carolyn V Keith

Carolyn Keith is a dedicated Christian, who wears many hats. In addition to being the pastor’s wife, she serves as the church’s financial secretary, the teen Sunday school teacher, and the retreat and summer camp chair. Carolyn is a Certified Public Accountant and holds a Bachelor’s Degree in Accounting and a Master’s Degree in Management, Finance and Marketing. She has over 20 years of experience at the executive level in the finance and accounting fields. The culmination of the two vocations (i.e. Christian and Certified Public Accountant) led to God’s Bailout Plan. She lives with her husband, Lloyd, in Northwest Indiana. They have four children (three of whom are married) and six grandchildren.

What's inside

The  descriptions below provide summary chapter previews  of God’s Bailout Plan.

Chapter 1  Introduction

This section explains the importance of managing personal finances according to the principles identified in the Bible.

Chapter 2  My Spend-O-Meter

My Spend-O-Meter  is a self assessment tool which allows the reader to gauge where he/she currently is on the financial spectrum based on bible-based principles.

Chapter 3  Stewardship 

Before proceeding to the management of our personal finances, we need to know what that entails.  The chapter provides insight on why and how to be God’s Steward.

Chapter 4  Financial Pitfalls

Financial pitfalls allow the reader to identify any financial pitfalls that may exist in their life.  If so, these pitfalls are stumbling blocks and should be addressed as soon as possible.

Chapter 5 Giving 

Discover what to give, how to give, when to give, how much to give and where to give. 

Chapter 6  Spending Part I

Distinguishing between and prioritizing needs versus wants. Pointers on how to properly manage credit card debt, ways to stretch the dollar; bankruptcy and cosigning are topics highlighted in this chapter.



Chapter 7  Spending Part II

Tools are provided to properly manage what is owed.  Detailed examples on how to prepare spending plans and bank reconciliation are included.



Chapter 8  Saving and Investing

Presented are various saving options and tips on how to select the right savings and investment instrument for you.  Investing provides guidance on risk taking, discussions on selecting self- investment tools versus retaining a professional, and how to select a professional financial advisor.

Chapter 9  Why Do I Spend

This poem  offers insight on the various reasons some have uncontrollable spending habits.  It is intended to get the reader to see himself/herself  in a lighthearted manner.

Chapter 10   Conclusion 

The conclusion summarizes  the work that is needed to align  personal finances to God’s principles and challenges us to  trust in God's promise for life's provisions.

WORKSHOPS

ADULTS (Ages 18 - up)

Vineyard Ministry offers workshops designed to assist individuals in managing personal finances. These workshops have been developed for adults and youth. We also offer a workshop on planning conferences, retreats, Vacation Bible School, or Bible Study. These workshops can be administered on-site or via Zoom. Please get in touch with us via email or phone to book your workshop today. 

My Spend-o-meter

Description:  Assess how healthy your spending patterns. Includes discussions on weaknesses and ways to improve  Duration: 1 hour

Financial Tidbits

Description:  Highlights/guidance provided on a variety of topics savings, shopping, budgeting, credit management, etc.  Duration: 2 hours

Stretch that Dollar!

Description:  Learn how to receive the best prices when shopping Duration:  45 minutes

I Can’t Save A Dime!

Description: Pointers on how to save and learn why saving is so important.  Duration:  45 minutes

Spending Out of Control?

Description:  A discussion on why spending levels are out of control and pointers on controlling those urges  Duration:  45  minutes

Get It Together!

Learn how to build and follow an effective budget


Got to Get Away

Description:  Basics on planning retreats/events.  Duration:  1 hour

My Spend-o-meter (Youth)

Description:  Assess spending patterns and identify areas of improvement Duration: 45 minutes


YOUTH (Ages 12 – 17)

Pennies Matter!

Description:  Encourage youth to save and ways to get started! Duration: 45 minutes

It’s A Plan

Description:  Teach youth how to budget and the importance of budgeting Duration: 45 minutes

WORKSHOP SETTINGS:

Description:  There are two options for hosting your workshops.  We are available to travel to your location or we can conduct the workshops on Zoom. Workshops can be held at churches, schools, on your job, conference rooms, etc.

Contact: Carolyn Keith, cvkeith@vineyardministry.org or 219.256.9400


Joanne T.

"Very good step-by-step financial advice"

Verified Purchase

This book is a valuable and much needed tool for teens and young adults who are entering the stage of life where budgeting and spending money has become a daily occurrence. Many have not been exposed in school to money management, can surely use this book to gain the expertise to properly handling money for all facets of their lives. For many who have spent years mismanaging their funds, it can be used to place one on the right track to gain a hold of their finances. I highly recommend to those needing advice in any area of money management.

Lena F.

"Fantastic"

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Julia T.

"Such good tips"

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Paul A.

"Magic"

Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book.